Which of the following is an example of financial abuse?

Which of the following is an example of financial abuse?

• A. Unauthorized withdrawals of funds by a caregiver
• B. Regular supervised spending
• C. Providing financial planning
• D. Timely bill payments

Answer: (A)

Financial abuse is using someone’s money or resources without permission, often by someone who has been trusted to care for them. When a caregiver makes unauthorized withdrawals, they are taking funds that belong to the person and doing so without consent. This directly exploits the caregiver–care recipient relationship and undermines the person’s financial autonomy and safety. Other options don’t fit because they involve legitimate, consented, or neutral actions: spending that is supervised and transparent can be appropriate, providing financial planning is a supportive service, and timely bill payments reflect responsible care.

Financial abuse is using someone’s money or resources without permission, often by someone who has been trusted to care for them. When a caregiver makes unauthorized withdrawals, they are taking funds that belong to the person and doing so without consent. This directly exploits the caregiver–care recipient relationship and undermines the person’s financial autonomy and safety.

Other options don’t fit because they involve legitimate, consented, or neutral actions: spending that is supervised and transparent can be appropriate, providing financial planning is a supportive service, and timely bill payments reflect responsible care.